📝 Job Description:
Citi Bank is hiring a Chat Customer Service Specialist in Chennai to provide exceptional real-time customer support through online chat and messaging platforms. This role requires excellent written communication, quick problem-solving, and a strong service attitude to ensure every customer interaction is resolved efficiently and professionally.
The ideal candidate should have 3–5 years of experience in international chat support or customer service, preferably in a fast-paced banking or financial environment, handling live customer interactions for US/UK clients.
Key Responsibilities:
💬 Customer Interaction & Support:
- Engage with customers via online chat and messaging platforms to resolve inquiries, complaints, and service issues.
- Assist customers in navigating Citi’s products, services, and digital banking features.
- Troubleshoot and resolve technical and service-related queries, escalating complex issues as needed.
- Maintain professionalism, empathy, and clarity in every customer interaction.
📊 Process & Performance Management:
- Document all customer interactions accurately, noting the inquiry, actions taken, and resolution provided.
- Meet or exceed performance KPIs such as AHT (Average Handling Time), Online Rate, NPS, FCR, and Quality scores.
- Ensure all responses adhere to Citi’s tone of voice, compliance guidelines, and service quality standards.
- Identify risk areas and suggest improvements to enhance customer experience and reduce operating losses.
🤝 Collaboration & Coordination:
- Work closely with team members and cross-functional departments to ensure consistent, effective, and compliant customer resolutions.
- Undertake additional assignments or projects as directed by team leads or managers.
- Contribute to process improvement and customer experience initiatives.
💡 Skills & Competencies:
- Strong written communication with excellent grammar, spelling, and attention to detail.
- Ability to multitask and handle multiple chat interactions simultaneously (4–5 concurrent chats).
- Analytical and problem-solving mindset with a customer-first approach.
- Calm under pressure, with the ability to de-escalate challenging situations and provide empathetic resolutions.
- Typing speed of at least 30 WPM with 90% accuracy.
- Sound understanding of CX metrics (NPS, CSAT, Rep-SAT, FCR).
- Goal-oriented, self-motivated, and capable of working independently.
🏦 Banking & Product Knowledge:
- Basic understanding of banking operations, credit cards, and retail financial products.
- Awareness of Citi’s service policies, procedures, and product offerings.
⏰ Shift Requirements:
- Night shifts / graveyard shifts (5-day work week with weekday offs).
- Mandatory rotation every 4 months within night shift schedules.
📊 Experience Needed:
3 – 5 years of experience in live chat or online customer service (preferably US/UK international process).
💰 Salary:
3L – 5L per annum
📅 Job Posted On:
08 Nov 2025
🏢 Job Type:
Full Time, On-site
📍 Location:
Chennai, Tamil Nadu
💡 Skills Needed:
Chat Support, Online Communication, Problem Solving, Customer Experience, Typing Accuracy, Banking Product Knowledge
🎓 Qualifications:
- Bachelor’s degree in Commerce, Business Administration, or a related field
- Prior experience in banking or fintech customer service preferred

